The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate drop lowers yields even more.

Looking for the best certificate of deposit (CD) rates today? As of Dec. 29, 2025, Daniels-Sheridan Federal Credit Union is offering the best rate at 5.11% annual percentage yield (APY) for a 12 month ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

You can still earn a great return on a certificate of deposit, just don’t wait to deposit your money. As the Federal Reserve cut interest rates three times in 2024, average CD yields fell lower. They ...

In the high-interest-rate economic climate of 2022 through most of 2024, savers could seemingly do no wrong. But the economy is considerably different than it was just a few short years ago. The ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That's especially true with long-term CDs, which will require savers to ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

The Federal Reserve meets on December 9 and 10, and markets are pricing in about an 85% chance that the Fed will trim rates by a quarter point, although the decision isn't a done deal. The committee ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...