If you receive a collections notice from a debt collection agency and do not believe the debt to be yours or the amount to be inaccurate, you may dispute the debt with the collection agency by writing ...

Could your debt be reduced or forgiven? Take our financial relief quiz. The main goal of a 609 dispute letter is to challenge a credit reporting agency to provide proof that a delinquency exists. You ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Part of the issue is that the recent surge in digital lending and ...

: We've started getting calls and letters from debt collectors who claim my husband, Thomas, has unpaid accounts. This isn't true. The callers eventually tell us the last four digits of the person's ...

If you've been called by a debt collector and aren't sure what to do, the U.S. Consumer Financial Protection Bureau has provided five sample letters to help defend yourself against deceptive or ...

A collection letter potentially violated the Fair Debt Collection Practices Act (FDCPA) because a box that the plaintiff could check to indicate that she disputed the validity of the debt was ...