If you’re like a lot of people, whenever you make a money misstep, your first thought is something along the lines of, “Oh no, what will this do to my credit report?” Credit reports can seem daunting, ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Credit reports can be daunting, especially when it comes to figuring out what works in your favor — and what doesn’t. Here’s how to read yours. Lexington Law Firm has represented over 10.8 million ...