Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

A recent study suggests some early multiple sclerosis symptoms are linked to higher odds of long-term disability. Symptoms tied to disability risk include suddenly blurred vision and incontinence. The ...

From estate planning to beefing up an emergency fund, pros say planning for life’s unexpected — and expected — events is key ...

In a split decision, the Tenth Circuit Court of Appeals recently affirmed summary judgment in PHT Holding I LLC v. Security Life of Denver Insurance Co., rejecting the plaintiff’s claim that the ...

While pain medication may help with recurring body pain, an expert emphasised the importance of wearing light-based therapy ...

The university provides group long-term total disability insurance to full-time staff (both non-exempt and exempt) and faculty. Summaries of the insurance coverages are listed below. The group ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...

On April 12, 2023, the benefits provider notified Gauthier that his LTD coverage would terminate on July 26, 2023—his 65th ...