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When you qualified for a VA loan, you earned some crucial benefits as a homebuyer. You didn’t need to make a down payment, you weren’t required to pay extra for mortgage insurance and you likely ...

Answer: If you already have a Veterans Affairs loan on the property, the VA requires only that you are looking for a rate reduction and have a clean payment record with no more than one late payment ...

A streamline refinance lets you refinance your FHA, USDA, or VA mortgage without an appraisal. You may not need to show your credit score or debt-to-income ratio, either. You'll refinance into the ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Do you have a VA loan ...

The VA’s Streamline Refinance program, also known as a “VA to VA” loan or Interest Rate Reduction Refinancing Loan (IRRRL), allows you to lower the interest rate on your mortgage with few or no out-of ...

As a homeowner with a VA loan, you may have seen the acronym “IRRRL” (pronounced “Earl”), especially if you’re considering refinancing your mortgage. But do you know what it means? We’ll explain what ...

Use the VA streamline refinance or Interest Rate Reduction Refinancing Loan (IRRRL) to refinance your existing VA home loan to a better interest rate or term. Looking to refinance your VA loan? A VA ...

Also known as a VA streamline refinance, an interest rate reduction refinance loan (IRRRL) is a type of refinance exclusively for VA loans that can lower your monthly mortgage payments. An IRRRL does ...

The VA Interest Rate Reduction Refinance Loan (IRRRL) is a refinancing option for veterans with existing VA-backed home loans. Refinancing a home mortgage can be a complex and lengthy process unless ...