Thinking about canceling a credit card? Here's what actually happens to your score -- and the step-by-step process to avoid ...

Before closing a credit card account, consider keeping it open if it has no annual fees or high interest rates to maintain a good credit utilization ratio. Settle any outstanding balances and cancel ...

Americans are having a harder time paying their credit card bills. Recent data from the Fed shows that credit card delinquency rates have reached the highest level since 2012. When people can't pay ...

This is read by an automated voice. Please report any issues or inconsistencies here. Dear Liz: I’m 75 and getting forgetful and disorganized. My prior excellent credit rating has suffered due to late ...

Downgrading a credit card lets you keep your rewards and credit history without paying an annual fee. Here's how to do it the ...