Although prequalification is not a substitute for preapproval, it can be a way to shop around for a mortgage without a hard credit inquiry hurting your score. If you do pursue mortgage preapproval, do ...

Part of the homebuying process involves shopping around with multiple lenders for the best mortgage rate. But without a plan, the very act of shopping around can negatively impact your credit: A ...

A soft credit inquiry, on the other hand, does not impact your credit score or require your permission. It is typically done for informational purposes and not for lending decisions. A mortgage ...