Chapter 7 or Chapter 13 may discharge or reorganize your credit card debt. Some debts may not be cleared in bankruptcy, such as nondischargeable obligations, recent luxury purchases or fraudulent ...

That's where the 2-4-6-8 rule comes in. This lesser-known guideline governs the waiting periods between bankruptcy filings, ...

The decision to file for bankruptcy is rarely an easy one to make. For many people, a bankruptcy filing comes after months or even years of struggling with mounting debt, creditor calls and the ...

Eight years ago I moved to New York City from Boston, and it was one of the hardest things I've ever had to do. When I was looking for apartments, I would get something lined up, feel really good ...

Studies have found that the main reason for personal bankruptcy in the U.S. is medical debt, followed by loss of income, an inability to keep up with expenses such as mortgages and, yes, overspending.

Credit card debt can be a significant financial challenge when the weight makes it impossible to keep up with your payments. If you’re suffering from unmanageable credit card debt, you may consider ...

I need some advice and, please, no judgment. I racked up credit-card debt when I could not work for two years. I’ve been working now for about five years, but it seems like I just can’t get ahead of ...

'I don't have time to work a second job. I am on call, and I also do not have child care.' Dear Quentin, I need some advice and, please, no judgment. I racked up credit-card debt when I could not work ...