Many Americans are ditching their checkbooks these days, with only 61 percent reportedly having written one in 2024. Now, the federal government is following suit, with paper checks being discontinued as a form of payment.

The Social Security Administration is transitioning away from paper checks this year, only allowing electronic payments for beneficiaries.

The federal government must stop issuing paper checks by September 30 in favor of direct deposit, prepaid cards, or other digital payment options.