Shop now. Pay later. Apply in minutes, get a decision in seconds for up to $5,000 in Snap-branded loans or lease-to-own financing.

Snap Finance is a lease-to-own financing provider, helping credit-challenged customers. 1 Minimum invoice amount $150. Approvals up to $5,000. 2

Snap provides services for credit-challenged customers through our lending and merchant partners. Minimum invoice amount $500. Approvals up to $5,000.

Use your approved amount to get what you need today with Snap and pay later. Why choose Snap? Snap looks beyond credit scores, taking a fresh approach to creditworthiness. Apply in minutes, get …

getsnap.snapfinance.com

Dec 9, 2025 · While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.

Snap Finance® Need it now? It’s easy to apply in the Snap Finance app for up to $5,000 in lease-to-own financing. Get a decision in seconds. No credit needed to apply. Already a customer? Download now …

Accessible, affordable financing for the things you need most. Easy application process. Know in seconds if you’ve been approved! All credit types welcome. Snap believes you’re more than your …

Get approved through Snap Finance for those with bad credit or no credit. Snap Finance has industry-leading approval rates! Get approved for furniture, mattresses, tires, wheels, and more from a …

Apply online at snapfinance.com or through the Snap Finance Mobile App (IOS or Android). Apply in-store at a Snap Partner through our text-to-apply feature on your smartphone or with the help of a …