Home loan process confusing? These are the 4 steps no one explains Most buyers think the mortgage process starts and ends with pre-approval, but there are four key stages you go through before closing. Here’s the breakdown: 1. Application You submit your documents, credit is pulled, and a loan file is created. 2. Processing Your income, assets, employment, and credit are verified and prepared for underwriting. 3. Underwriting A full risk review is done to determine if the loan can be approved as
Home loan process confusing? These are the 4 steps no one expl…
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