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Gifting assets is one of the most commonly discussed ways to reduce inheritance tax liability, but how it’s done can make a big difference. An outright gift can move money out of an estate after seven years, but it also becomes part of the recipient’s own estate immediately. Some people instead use structures like gift trusts, which can allow funds to be passed on while adding an extra layer of protection and control. The key idea is that planning ahead and understanding the rules can significan
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